How SuperPIN Works

SuperPIN’s Advantages vs. CCV/CCV2 and Traditional Signatures (where the CCV is the code on the back of your card). Click Here to view the SUPERPIN Introduction.

• Simple to implement. SuperPIN is basically a PIN with additional digits.  There is a slight training for customers required.

• Better than CCVs and conventional PINs – Unlike CCVs and signatures, even if SuperPIN information (i.e., the "stuffed PIN" see at right) is compromised, the PIN is still protected. In contrast, if CCVs are stolen, they're compromised forever. Depending on the system, the design can even be more secure than a smart card (some smart cards will work for a casual thief, SuperPIN only works for one transaction, so scope of potential compromise is limited).

• Works for Face to Face, Phone, and Internet Transactions – CCVs get compromised in phone and online transactions and so have no benefit. Signatures aren’t available online. Smart cards don’t work for phone or many online applications. SuperPIN rises above all these limitations.

• It's Fast. The security system only needs to look up and compare the stuffed PIN and then check that it contains the real PIN. 

• Easy to catch bad guys. When checking the stuffed PIN, you can catch the bad guys who might be trying to guess the real "PIN" fields. Catch the crook in real time! Trace the attempt at fraud to the exact time and place it occurred.  It's better than a CCV, and much better than signatures. (Signatures are not authenticated at all – only can be used for forensic investigations)

• Works with other anti-fraud systems – can be used as a pre-processing step instead of (or before) behavior-based and other anti-fraud systems.

• Robust. Developed by engineers with encryption, network security, and tamper protection projects successfully deployed through the Department of Defense and other agencies. The strength can vary based on the length and characters of the real PIN, and how much stuffing occurs in the submitted "stuffed" PIN.

Learn More. Get literature, or call us.

[ Request Literature or a Call ]

For Banks - Credit card companies - Merchant Processors - Mutual Funds - Stock Brokerages - or any payment or high-value transaction processor